Department of Regional and Business Economics (FRDIS) - list of publicationsHelp


The following list contains all information available to the publication.

CHMELÍKOVÁ, G. -- REDLICHOVÁ, R. Is There a Link Between Financial Exclusion and Over-Indebtedness? Evidence from Czech Peripheral Municipalities. Journal of Rural Studies. 2020. v. 78, no. August, p. 457--466. ISSN 0743-0167.

Original name:
Is There a Link Between Financial Exclusion and Over-Indebtedness? Evidence from Czech Peripheral Municipalities
Czech name:
Written by (author):
doc. Ing. Gabriela Chmelíková, Ph.D.
Ing. Radka Redlichová, Ph.D.
Department:
Department of Regional and Business Economics
Kind of publication:
article in a professional periodical
Periodical:
Journal of Rural Studies
Nature of article:
paper
Volume no. (year):
78
Periodical number within the volume:
August
Year of publication: 2020
Starting page:
457
Up to page:
466
Number of pages: 10
Sub-specification:
článek je obsažen v databázi Web of Science
UT code by Web of Science:
EID code by Scopus:
Form of publication: printed version
Original language:
English
Description in original language:
This paper investigates the determinants of the over-indebtedness of inhabitants in particular municipalities in the Czech Republic. We draw on the theory of regional segmentation of financial markets, which foresees credit rationing in peripheral regions and empirically investigate the role that attractiveness of potential banking clients may play in the level of over-indebtedness in particular regions. We assume that regions with a higher concentration of non-bankable people suffer from a low concentration of bank services as the banks are not interested in serving people who do not meet their credit requirements. The findings from testing our empirical model indicate that regions with a higher level of non-bankable people have a higher concentration of over-indebted inhabitants. Our paper thus contributes to the nascent empirical verification of the theory of regional segmentation of financial markets. In conclusion, our policy recommendation - to support a socially-oriented financial industry, which could fulfil a niche in peripheral financial markets - could help in the battle against the pandemic of over-indebtedness and repossessions with its all negative consequences.
Description in English:
Description in Czech:
Year of submission: 2020
Year of transmission:
RIV identification number:
 
Entry made by: Mgr. Kamila Zoufalá
Last change:
08/03/2020 14:36 (Šárka Novotná)

Evaluation of publication:

1
2
3
4
5
        
1
2
3
4
5
bad
 
good        
uninteresting
 
interesting
Assessed: 0
Average score: -
        Assessed: 0
Average score: -
123
4
5
        
1
2
3
4
5
amateur
 
professional
        
theoretical
 
practical
Assessed: 0
Average score: -
        
Assessed: 0
Average score: -


Source specification:

Journal of Rural Studies. Oxford: ISSN 0743-0167.

Original name:
Journal of Rural Studies
Czech name:
Written by (author):
Kind of publication: magazine
ISSN:
0743-0167
Country of publisher:
United Kingdom of Great Britain and Northern Ireland
Place of publishing:
Oxford
Publisher: Pergamon-Elsevier Science Ltd.
URL:
https://www.sciencedirect.com/journal/journal-of-rural-studies
Reviewed magazine: yes
Original language:
English
Description in original language:
Description in English:
Description in Czech:
 
Entry made by: Mgr. Kamila Zoufalá
Last change: 08/03/2020 14:37 (Šárka Novotná)

Evaluation of publication:

1
2
3
4
5
        
1
2
3
4
5
bad
 
good
        
uninteresting
 
interesting
Assessed: 0Average score: -        
Assessed: 0
Average score: -
1
2
3
45
        
123
4
5
amateur
 
professional
        
theoretical
 
practical
Assessed: 0Average score: -        
Assessed: 0
Average score: -